Many students are soon to be off from school for winter break, and the holidays often involve traveling. As a result, you may find yourself in an Airbnb in the coming months. Accidents happen, and you could end up seriously injured during your stay. So what do you do in the event of an Airbnb accident? Read on for more information.
Who is Responsible for an Airbnb Accident?
Airbnb understands that accidents happen and has taken measures to ensure that both guests and hosts are protected in the event of an injury. Airbnb has its own insurance plan called Host Protection Insurance. This plan protects the host, so if there is a lawsuit, Airbnb is liable, rather than the host. Airbnb offers compensation of up to $1 million for an injury on the premises of an Airbnb. That being said, Airbnb will not take responsibility in every case. Airbnb’s protection plan doesn’t cover:
- Intentional acts, such as a guest fighting with another person and sustaining an injury
- Accusations of slander or defamation of character
- Property issues, such as bed bugs, asbestos, communicable diseases, or certain other unsafe living conditions
- Auto accidents, such as car accidents occurring on the premises
What if $1 Million is Not Enough Compensation?
Hospital bills can be expensive. If your injury requires a long hospital stay or multiple surgeries, you may find yourself with a bill of over $1 million. If Airbnb’s allotted $1 million does not cover all of the damages of your accident, you will need to work with an attorney who is willing to fight for you to receive the compensation you deserve.
What do I do in the Event of an Injury?
If you become injured, you will need to gather proof that some form of negligence occurred. You can do this by taking photos and videos of the hazardous conditions that caused your accident. It may also be beneficial to obtain the contact information of anyone who witnessed the accident occur. Depending on the situation, a personal injury attorney may be able to gather further proof. It is important to file your personal injury claim on time. The statute of limitations for a personal injury claim in Maryland is generally three years. This means, if you do not file within three years of the accident, you will likely lose your chance to recover the compensation you deserve.
If you or a loved one has been injured in an Airbnb accident, you may be entitled to receive compensation. Reach out to our firm to discuss your case.
Contact our Firm
If you have been injured as a result of a personal injury accident and wish to speak with an attorney, contact Ruben Law Firm today.